(021) 29427411 ext. 12

    iLOS is complete Loan Origination Solution for Syariah, banking & Multifinance. iLOS is ready package product, minimal customisation required so implementation time will be very quick.

    iLOS has provided industry-leading origination systems designed to increase consistency and reduce technology costs throughout each phase of the mortgage, home equity, consumer and business loan origination process. From point-of-sale to secondary marketing; from document and task tracking to automated underwriting; from application to processing; from closing to electronic document transmission and automated uploading to loan servicing systems, iLOS solutions enable you to originate multiple type of loans – across multiple verticals and channels – with speed and efficiency.

    Since borrowers expect to receive loan options, approvals and documentation in minutes as opposed to days, being nimble means not losing valuable time during the origination process. Our loan origination software and services let you manage more loans with fewer resources by automating workflows, tracking documents and integrating paper-free processing. With the breadth and depth of services and a significant share of the lending market, iLOS has developed technology options that help banks, credit unions and mortgage originators of any size reduce costs, generate revenue, stay focused in an increasingly competitive landscape, and maximize return on technology investments.



    Auto lenders are traditionally held captive by outdated and inflexible legacy loan origination systems. Recent post-recession industry growth is punctuating the problem as new lenders create increased demand for a flexible, affordable and easy-to-implement loan origination solution.

    iLOS Solutions

    iLOS SOLUTIONS offers lenders the ability to respond quickly and adapt their auto lending programs using flexible and current technology. Our hosted, browser-based loan origination software gives you the ability to focus on lending while we handle the technology aspects of the business.

    Maximize Profit


    Drive dramatic cost efficiencies and business process enhancements immediately upon implementation

    Seamless Integration


    Instantly integrate our Loan Origination System with Dealertrack, RouteOne, LexisNexis, TransUnion, Equifax, Experian, Black Book, KBB, NADA and more

    Scalability & Speed


    Our #1 technical priority is a fast, stable and consistent user experience. We make scaling our lending software transparent to our users and achieve speed through our robust design and optimized execution.


    jTek Collateral Management System provides an enterprise-wide collateral management and collateral optimisation solution that gives you control over your collateral processes.

    It offers full front to back office collateral management for all loan segment (Consumer, Mikro, and SME) and centrally cleared derivatives products in a single integrated solution.

    Credit Score and Magnifying Glass

    Credit Scoring Module are calculated from many different pieces of credit data in your credit report. This scores consider both positive and negative information in your credit report. Late payments will lower your Credit Scores, but establishing or re-establishing a good track record of making payments on time will raise your score.


    iLOS – Consumer Loan Module supports all retail loan products – mortgages, home equity loans and lines of credit, personal loans and lines of credit, and installment loans – on a single platform. Most servicing solutions are loan-centric, which means the information about a borrower lives on the loan record itself. The iLOS solution stores borrower data in one centralized place. Harnessing the power of that consolidated data allows loan servicers to do a better job of managing risk, providing customer service, and addressing default management challenges. You will be better positioned to understand borrower credit capacity, identify credit risk, efficiently support loss mitigation initiatives, and meet regulatory compliance requirements.

    A consolidated approach to servicing increases opportunities in new lending markets; provides more flexibility for securitization; empowers you to take control over the regulatory environment; and results in more responsive servicing associates who can better serve your borrowers.


    iLOS – Mikro Module support data – entry for marketing using android. This is very important feature that will enabled your bank to penetrate micro market by face – to -face with your customer. Micro market especially in Indonesia is the biggest one, we know that when crisis moneter in 1998 didn’t impact this segment too much. So our iLOS – Mikro Module can increase your penetration to this ‘low risk’ segment with faster speed.

    450x220 SME loans_3

    iLOS – SME Module is flexible solution which give you easy way for handing Timely availability of credit to your customer. Your Bank, will become financing partner for your customer, so that your customer can focus on their business needs while you cater to your customer financing needs.

    Standard Professional Enterprise
    Unlimited User & Group check check check
    Approval Matrix check check check
    Flow Engine check check check
    Unlimited Branch (With Multi Level) check check check
    Group Based Assignment check check check
    Round Robin Assignment cross check check
    Manual Assignment (Supervising) cross check check
    Skim Murabahah check check check
    Skim Ijaroh check check check
    Skim Mudarabah check check check
    Special Event (Interest Discount) cross check check
    Collateral Management cross cross check
    Request iLOS Brochure

    Get our brochure for more information.


    PT. Jakarta Teknologi Solusindo
    Jln. Palem Puri Raya Kav 12A, Bintaro Sektor IX, Tangerang Selatan
    Phone: (021) 40802071/40802072 ext. 12
    Email: sales@jtek.co.id

    Work Time

    Monday-Friday: 9:30am – 6:30pm
    Saturday: 10:00am – 5:00pm
    Sunday: close

    Support: 24 x 7